Whether you’re looking to maintain control over investment decisions or prefer a more consultative role, GPS offers three PEP structures designed to align with how you serve clients—while providing the scale, efficiency, and fiduciary support of a pooled solution.
The GPS Turnkey PEP is a ready-to-deploy retirement plan solution that enables firms and advisors to quickly offer a plan while retaining ERISA 3(38) control over their investment “sleeve”. GPS serves as the Pooled Plan Provider (PPP) and assumes responsibility for operational compliance, significantly reducing employer burden.
View Turnkey PEP Option(s)The GPS Open PEPs provide access to already established plans with a single, centralized 3(38) investment fiduciary, where advisors focus on consulting, participant support, and overall plan guidance. Open PEPs may be designed for specific industries or broadly available to all employers and can offer flexible service models through bundled or unbundled providers.
View Open PEP Option(s)In addition to Turnkey and Open PEPs, GPS is able to build a Custom PEP for firms who wish to have their own solution and are likely to attract sufficient interest in the plan to make it cost effective for employers and participants. GPS performs extensive due diligence on each recordkeeper and TPA with whom we work, to help ensure operational compliance requirements are met.
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