Why Advisors Choose Group Plan Systems (GPS)
Focus on growing and serving your clients how you like.
GPS partners with advisors at the firms that power retirement plan growth—RIAs, broker-dealers, banks, and trust companies. Our role as an independent Pooled Plan Provider (PPP), is to enhance your value. We bring the operational fiduciary oversight, governance structure, and administrative support you need to scale efficiently and confidently, so you can focus on growing and serving your clients how you like.
Advisors choose GPS because our process simplifies plan management, reducing operational fiduciary risk for employers, and keeps you firmly at the center of every client relationship enabling you to scale confidently.
We take on the complex, high-risk operational compliance responsibilities most employers neither want nor are well equipped to manage, while your role remains unchanged: guiding the investment conversation, leading plan health discussions, and delivering long-term strategic value. Together, we complete the full fiduciary picture for employers.
Your client relationships remain fully yours—always.
- We do not typically hire the investment advisor. Many PPPs hire the investment fiduciary; GPS typically does not. In all instances, your clients hire you directly.
- Because we don’t hire you, we cannot remove you. Your position with the plan sponsor is secure.
- We stay behind the scenes. Our responsibility is operational compliance oversight—not investment management, business development, or advisor displacement.
By bringing independent operational fiduciary oversight and plan governance, GPS enhances your value to employers—freeing you to focus on investment advice, building and maintaining relationships, and growing your practice
GPS does not influence or control investment menus.
You retain full autonomy over:
- Investment selection and monitoring
- Platform and recordkeeper alignment
- Your firm’s proprietary investment philosophy and fiduciary processes
Your expertise drives the investment guidance. Our expertise ensures the plan operates correctly.
The value of an independent fiduciary
Our value is taking the most fiduciary responsibility for operational compliance possible. Although we are responsible, the service is delivered by recordkeepers and TPAs. We have a rigorous due-diligence process to evaluate, select, and monitor recordkeepers and third-party administrators to help ensure compliant plan operations. This helps ensure the PEP operates in compliance with IRS and DOL rules—reducing risk for all stakeholders.
As an independent fiduciary, we will work with any recordkeeper or TPA who consents to our due diligence process. In other words, you’re able to select service providers, provided they agree to work with us and they are likely to produce compliant outcomes.
GPS provides the governance framework that keeps your PEP running correctly—day in and day out.
This includes:
- Operational oversight
- Process mapping and accountability across providers
- Monitoring of plan administration
- Fiduciary documentation and reporting
The result is a well-governed, professionally managed plan environment that reduces risk, supports employer confidence, and strengthens your role as a retirement plan advisor.
